New Delhi: Punjab National Bank (PNB) has launched Digi
MSME Prime, an enhanced digital lending solution aimed at expanding fast
and seamless credit access for Micro, Small and Medium Enterprises (MSMEs).
The initiative is built on a Straight Through Processing (STP) model
that minimizes manual intervention and enables quicker loan approvals and
disbursements. Under this platform, MSMEs can avail loans of up to ₹10 Crore,
with eligibility primarily assessed through GST turnover and business cash
flows, reducing the need for extensive documentation.
This launch reinforces PNB’s commitment to
convenient, secure, and technology-driven lending solutions.