- Sagar’s अ‑Nishchit Index stands at
77, lower than India (79) and West Zone (81)
- Top concerns: Global wars impacting
economy, new virus outbreaks, local peace & safety
- Mental health pressures, lifestyle
stress, and social tensions add to anxiety
- Uncertainty highest among SEC C (81);
lowest among SEC A (71)
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Research
Overview: अ‑Nishchit Index 2.0
is a nationwide study commissioned by Aditya Birla Sun Life Insurance and
is based on a quantitative survey of 3,583 respondents and 21 qualitative
interviews, capturing how Indians across cities and life stages perceive
uncertainty. It maps 49 statements across 11 parameters covering financial
security, health, mental and social well‑being, career, safety,
environmental, and societal concerns to provide a deeper, more
comprehensive view of the country’s evolving anxieties. |
Sagar : India continues to face elevated uncertainty driven by financial pressures, healthcare-related concerns, lifestyle challenges, and broader societal or geopolitical risks. With a national Index of 79, anxieties around financial preparedness, healthcare affordability, mental well-being, and long-term stability remain widespread despite economic progress.
Sagar reports an Index of 77—slightly lower than both national and regional averages—indicating relatively higher perceived certainty among residents. Yet a distinct mix of global, health, and social anxieties shapes the city’s uncertainty landscape. Top concerns include how global wars or conflicts could influence the economy and prices, fears of new virus outbreaks, and questions around long-term peace and safety in their surroundings.
Additional worries involve mental health challenges, lifestyle pressures driven by peer influence and social media, and concerns about religious conflicts affecting social harmony. These worries span both uncontrollable threats—such as geopolitical instability, public safety risks, and disease outbreaks—and personal pressures such as managing lifestyle expenses and rising living costs.
City-level patterns highlight the importance of financial depth in easing anxiety. Uncertainty rises as one moves down the socio-economic ladder: SEC C reports the highest uncertainty (81), followed by SEC B (78), while SEC A reports the lowest (71). Insurance ownership also shows a calming effect—residents with more than four insurance policies report lower uncertainty (74). Investment diversification reinforces this trend, with those holding three or more investment instruments recording the lowest uncertainty (68).
Across demographics, Sagar shows broad uniformity. Men and women report nearly identical uncertainty levels (77). Gen Z records the lowest uncertainty (75), while Baby Boomers and Gen X show marginally higher levels. Business owners (76) and salaried individuals (77) also
show minimal variation. Life-stage differences are narrow, with singles (76), married residents without children (75), and married residents with children (78) all clustering closely together.
Overall, Sagar’s findings mirror the broader
national pattern—uncertainty stems from a blend of global risks, health
preparedness concerns, lifestyle pressures, and cost-of-living challenges. As
financial responsibilities, health risks, and external disruptions continue to
converge across life stages, planning ahead and securing appropriate protection
remain critical to helping residents build long-term confidence.