·
Aarohi has built an INR 552 crore asset base and
on-boarded over 1,600 customers within its first year, reflecting strong demand
and rapid adoption across its women-focused loan offerings.
·
The Company is on track to on-board over 10,000
customers by 2028 under the initiative, strengthening women’s financial participation
and empowerment.
Mumbai
: Godrej Capital, a
subsidiary of Godrej Industries, announced that its women-focused initiative, Aarohi, has crossed over INR 1,116 crore
in total loan bookings as of October 2025. Since its launch in November 2024,
Aarohi has built an INR 552 crore asset base and onboarded over 1,600 customers
within its first year, with
Bhopal emerging as one of the key contributing markets. The programme has already met its FY26 target of 10 %
penetration by customer count, demonstrating strong early-stage growth.
According to National Institution for
Transforming India (NITI Aayog), only 3% of loans availed by women nationally
are for business purposes, highlighting limited flow of credit towards their
entrepreneurial needs. Aarohi, an initiative by Godrej Capital focuses on
creating a more inclusive financial ecosystem for women through tailored credit
offerings, skill-building initiatives, and opportunities for collaboration. By
enabling women across the four C’s - as customers, channel partners,
colleagues, and through CSR initiatives, Aarohi aims to deepen their
participation and drive broader economic impact.
Speaking on this milestone, Manish Shah, MD and
CEO, Godrej Capital, said “For India
to unlock its full economic potential, our credit systems must be more
inclusive, equitable, and intentionally designed for women. Despite their
pivotal role in driving growth, women continue to face structural barriers
across the financial ecosystem. Aarohi aims to bridge this gap by offering fair
financial access, capability-building support, and a platform that strengthens
their long-term economic participation. When women progress, businesses grow
and communities thrive, Aarohi embodies our commitment to driving that
momentum.”
Godrej Housing Finance Ltd (GHFL)., a subsidiary of
Godrej Capital, contributed 56% of total bookings, driven by over INR 600 crore
from Prime Home Loans, while Godrej Finance Ltd (GFL)., also a subsidiary, of Godrej
Capital, accounted for the remaining 44%, supported by over INR 220 crore from
Prime LAP.
Aarohi’s traction spans diverse customer profiles.
Salaried customers under Prime Home Loans constitute 36% of the customer base
and account for 50% of the booking value. Women entrepreneurs make up 55% of
the portfolio across Business Loan and LAP products.
Over the next two financial years, Godrej
Capital aims to strengthen Aarohi’s impact by increasing penetration from 10%
in FY26 to 16 % in FY27 and 22 % in FY28, with a target of onboarding more than
10,000 customers by FY28.