SBI YONO customers can now securely access and monitor their CIBIL Score on the SBI YONO app, including the CIBIL Report, report analysis and score simulator features
Mumbai :
TransUnion
CIBIL, India’s leading credit information company, today announced the integration
of the consumer CIBIL Score and Report into State Bank of India’s (SBI) You
Only Need One (YONO) app. Seamless incorporation of the score and report allows
the bank’s customers to securely access and monitor their CIBIL Score and wider
credit information when they use the app. The integration also includes report
analysis, ‘Frequently Asked Questions’ and gamified learning to understand the
credit score process. In addition, the CIBIL Score Simulator feature in the app
will help customers simulate different credit scenarios such as opening or
closing loan accounts and credit cards, late payments, clearance of credit card
dues, new enquiries among others, to assess and understand the implications for
their CIBIL Score.
The
integration of the CIBIL Score and related features on the YONO app places
credit awareness at the centre of everyday banking, enabling consumers to make
more informed financial decisions through easy access to credit insights.
Launched
in December 2025, YONO’s updated version is State Bank of India’s integrated
digital banking all-in-one super app that brings banking, shopping, insurance,
investment, bookings and everyday services onto a single interface. It works
seamlessly across devices offering a personalised experience and spending
analytics to help customers meet a wide range of financial and lifestyle needs through
a secure, smart and intuitive digital experience.
The
collaboration between TransUnion CIBIL and SBI brings together two institutions
that play a vital role in India’s financial ecosystem. By embedding access to
the CIBIL Score and other features within one of the country’s most widely used
digital banking platforms – trusted and used by millions of active customers – the
initiative underscores TransUnion CIBIL’s efforts to boost consumer awareness
and empowerment. The integration keeps consumer ease and convenience at its
core, thereby improving transparency, encouraging responsible credit behaviour,
and giving consumers a secure and familiar way to access their credit
information.
Commenting on the partnership, Bhavesh Jain, MD and CEO, TransUnion
CIBIL, said:
“A strong and resilient credit
ecosystem is built on transparency, timely access to information and
responsible credit behaviour. Our integration into State Bank of India’s YONO app
is focused on making credit awareness simple, accessible, and part of everyday
banking. By empowering its customers to check and track their CIBIL Score and Report, we
are helping consumers take greater ownership of their credit health. When
credit information is available within a trusted banking platform, it becomes a
practical tool for learning, planning, and making better financial decisions. This
integration is an important step towards strengthening financial literacy and
credit awareness at scale, and it supports the development of a more informed,
inclusive, and sustainable credit ecosystem in India, in keeping with our purpose
of driving ‘Information for Good’.”
Rajeev Ranjan Prasad, CGM – Digital Banking and Transformation –
Consumer, State Bank of India, said, “As digital banking continues to expand across India, building trust,
transparency, and financial awareness remains a key priority. Through its collaboration
with TransUnion CIBIL, YONO makes credit information more accessible and easier
to understand, empowering customers with greater visibility into their credit
health. By integrating CIBIL score access within the YONO platform, SBI enables
customers to make more informed credit and borrowing decisions, supporting a
transparent, responsible, and resilient credit ecosystem in the country."
Through this collaboration, TransUnion CIBIL continues to strengthen
access to trusted credit information by embedding the CIBIL Score into everyday
banking journeys. The integration supports informed financial decision-making,
encourages responsible credit behaviour through easy and convenient monitoring,
and leverages SBI’s comprehensive digital-first approach through YONO,
contributing to a more informed and inclusive credit ecosystem in India.